Magnetic Guitar Picks Eliminate Free Rock Concert Souvenirs [Instruments]

Bad news for those of you who splurge on front row concert tickets in hopes of snagging a musician's lost guitar pick. These plastic MagnetaPicks incorporate a thin magnetic neodymium disc that lets them securely stick to any metallic surface—from guitar strings to microphone stands— so they're next to impossible to lose. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/qablgLB67vo/magnetic-guitar-picks-eliminate-free-rock-concert-souvenirs

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Commercial Real Estate Finance - Metropolitan Capital Advisors

Despite the increase in construction activity in some markets and property types, finding bank debt these days is becoming increasingly difficult.? The stratification of borrowers able to source debt is becoming quite rarified.? To use an over-used term, it feels like those pesky top one-percenters are about the only ones able to incentivize a bank to return their phone calls.? Those good borrowers that fall below the high bar are subjected in many instances to long, drawn out ?No?s? after providing 10 years of tax returns, first born children, an accounting of every dime or nickel you have ever seen in the past 20 years and where it went and why.? What is your son?s real basis in his piggy bank that he received in 2001?? Can you quantify his earning potential in the year 2028?? When you found that quarter in the middle of Knox Street in June 1984, can you provide written documentation of its investment history on a monthly basis through August of this year and what your inflation adjusted basis is today?? Often, in order to simply receive a term sheet these days, much less an approved deal, these are the sorts of gyrations you can expect to go through for 3-4 weeks before you are told ?No.?

It is not uncommon anymore to sift through 50-60 banks these days in search of financing for a ?normal? borrower with no legacy issues and a good deal on their hands.? What might have taken a week to source in the past may very well now take several frustrating and demoralizing months.? The actual real estate asset you are seeking to finance is now very tertiary to the lending process these days.? The best way to approach commercial real estate bank lending today is to forget that you have a real estate asset completely and go into the process with the understanding that you are asking for an unsecured loan, being prepared for the scrutiny and liquidity requirements that would entail.

This environment poses risks for third party vendors such as engineers, architects, general contractors, potential tenants, etc., as often they are asked to ?spec? free time on transactions with recognition that once a financing is in place, they will be able to recoup their time spent at closing.? They must carefully balance their time spent with how viable the sponsor is without the benefit of knowing the status of that quarter found in 1984 and how pivotal that one issue might be to a group of lenders.

While some of these examples are slightly extreme, they convey the still unhealthy banking environment present today.? A running joke around here regarding one well known, national bank was that it would only loan to people who did not need the money.? Now, most all banks have modeled themselves around that philosophy.? The entrepreneurial banks have been chased away and beaten into submission with lending officers nervously warming their seats and hoping the phone does not ring with a deal on the other end of it.

Unfortunately, this is the best environment for banks to be lending into instead of cowering in the corner looking for reasons to pass on good deals.? The bloodletting has already happened and the fear that it is just going to continue is a very economically restrictive reaction to the standard, cyclical nature of commercial real estate; it tends to happen about every twenty years or so.? No one should be surprised by it, but continuing to punish ourselves indefinitely does no one any good.

All is not lost, however; Metropolitan Capital Advisors has been very active in the bank lending environment even in the depths of the despair of the past few years.? Deep rooted relationships have helped us survive the carnage. Many old friends were put into hibernation, but many have bounced around and landed at banks with no legacy issues and are being cautiously cajoled out of loans.? Of the $225mm MCA has closed through July, slightly over $80mm was closed with our banking relationships at very favorable rates and terms, including acquisition loans.

We have a full pipeline of prospective bank financings.? Like coaxing a cat out of a tall tree, it takes a careful ear and the right mix of patience, begging, and a few plump field mice to crack the code to the safe. ??Thinking a well-placed bottle rocket will do the trick doesn?t take into account how spooked and nervous these cats are today.

Waving a fat bag of catnip around, though, seems to work best of all.? Must be that the color is so similar to dollar bills which sends them scurrying down so fast?

Share and Enjoy

Source: http://blog.metcapital.com/2012/08/28/commercial-real-estate-finance-5/

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Wife of Russian opposition activist gets jail

MOSCOW (AP) ? A Russian opposition activist was sentenced Tuesday to eight years in prison in a review of her drug-related case ?twice as long as prosecutors had requested in a ruling that drew immediate opposition outrage.

Taisiya Osipova and her supporters have maintained that police planted four grams of heroin in her home in 2010 in revenge for her refusal to testify against her husband, Sergei Fomchenkov, also a senior figure in The Other Russia opposition movement. A witness for the defense testified at the trial that he saw a police officer put the drugs in Osipova's apartment.

Osipova had originally been sentenced to 10 years, but a higher court ordered a review of her case.

Tuesday's unexpectedly harsh verdict comes two weeks after three members of punk provocateur band Pussy Riot were sentenced to two years in prison for a surprise anti-Vladimir Putin performance in Moscow's main cathedral. The decision sparked criticism in Russia and abroad as disproportionate.

It's also being viewed as an ominous sign ahead of the trial of 11 people who were arrested on suspicion of taking part in clashes with the police at a protest rally in May this year.

Eduard Limonov, the leader of The Other Russia party, told Interfax on Tuesday that "this verdict is not only a political one, it's also terrifying revenge."

Fomchenkov reported the verdict on his Twitter account. The court in Smolensk was not available to confirm the verdict.

Prosecutors had asked for four years in prison for Osipova.

Osipova, 28, has been in jail since her arrest in 2010 and was originally sentenced to 10 years in prison in December 2011. A higher court in February overturned that decision, ordering the review of her case, while Prime Minister Dmitry Medvedev said in an interview that the sentence was too harsh.

Left-wing opposition leader Sergei Udaltsov described the verdict in his Twitter as "a triumph of lawlessness and cynicism."

Osipova was one of the most prominent names on a list of people activists described as political prisoners submitted to then-President Medvedev in February.

Mikhail Fedotov, head of the presidential council on human rights, in an interview with the Interfax news agency on Tuesday described the verdict as a "legal mistake."

Like her husband Osipova is a member of The Other Russia, although he hasn't been active since her daughter was born in 2006.

Opposition activists have staged regular protests against Osipova's prosecution, arguing that charges against Osipova were aimed to pressure her for information on her husband, Limonov's right hand man, who was trying to get the movement officially registered as a political party at the time of her arrest.

Osipova's supporters also said that witnesses confirmed police discovering drugs at Osipova's place were members of pro-Kremlin youth groups.

Police searched Fomchenkov's Moscow apartment shortly before Osipova's arrest in connection with "an economic case," details of which were never communicated to the Other Russian functionary.

Osipova's lawyers on Tuesday pledged to appeal the ruling. The Other Russia activists are planning one-man pickets across Moscow on Saturday to protest the verdict.

Source: http://news.yahoo.com/wife-russian-opposition-activist-gets-jail-101759635.html

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Holtzman Home Improvement, Rancho Rio Vista Mobile Home Park ...

Enjoy your home with a newly remodeled bathroom by Holtzman Home Improvement. Quality contractors and services from Holtzman Home Improvement, can build you the bathroom of your dreams. Does your kitchen need an update? Holtzman Home Improvement provides kitchen remodeling as well. Servicing Phoenix and Scottsdale AZ, Holtzman Home Improvement will work with you to create a vision that reflects your style and taste and also works with your budget. With an "A" rating from the BBB, you can rest assured Holtzman Home Improvement will get the job done. Don't put off that kitchen or bathroom remodel any longer, contact Holtzman Home Improvement today.

Big map | Google Earth KML | OpenStreetMap

holtzhome (updated 1 day ago)

lat: 33.4219189, long: -111.9652337

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Did you see something wrong?, contact Tagzania.

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Arizona Computer Products Unlimited, Inc

Re-use * Re-sell * Recycle Specializing in IT Lifecycle Management and Surplus Liquidation AzCPU?s mission is threefold. Our first responsibility is to ensure that all customers? data has been erased ...

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Tempe St. Luke\'s Hospital

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Off Madison Ave

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The Shoe Mill - Shoe Store

We are a hip, funky Tempe shoe store in Phoenix area. We carry the best Mesa shoes, Scottsdale shoes, and shoes in Phoenix including the latest brands from Birkenstock, Five ...

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Tempe Improv

The Tempe Improv comedy club in Phoenix features big name comedians and local Phoenix stand up and Phoenix comedian acts. Enjoy a night of great food, great drinks, and the ...

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Super Bowl XXX (1996) - Sun Devil Stadium

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Parker and Sons

Keeping You Comfortable With Expert Heating, Cooling & Plumbing Service Since 1974. Parker & Sons has been serving homeowners and businesses for over 30 years and is recognized nationally for ...

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Phoenix Sky Harbor International (PHX)

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Arizona Mills

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Source: http://www.tagzania.com/pt/holtzman-home-improvement/

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Holiday Gift Guide 2012: Taking Submissions - The Attic Girl

It's hard to believe that summer is over and I'm actually thinking about the holidays! ?How time flies by! ?If you're like me, I try to do my shopping in little bits at a time so that it's all done before the mad rush in December.

I am accepting submissions for this year's Holiday Gift Guide chock full of the latest products and gift ideas for everyone on your shopping list! ??

Want a little extra promotion this holiday season? ?

Gift Guide Feature Options:

Product Review only: ?
I require a full size non-returnable product for review purposes. ?

Product Review and Giveaway: ???
You may also offer a product to give away to my readers scheduled to run?Nov. through Dec (giveaways run generally two weeks). ?All prizes must be sent directly to the winner. ?This is a great way to get extra exposure for your business and products this holiday season!

Sponsored Post: ?
Not interested in a review or giveaway, but still want to be included? ?Have a special deal for my readers or want to advertise your holiday special? ?Contact me for rates.

Advertising Space: ?
Sidebar space is also available for the holiday season. ?


What I need from you:

Images of the Product
Brief Description of product
Price
Social Media Links
Link to Site where it can be purchased

I will provide the following Promotion:

*Individual review/giveaway post
*Promotional mentions on Twitter & Facebook?
*If the product value is over $50 I will add your logo to my sidebar for Nov. & Dec



I am looking for products in the following categories (but I am open to others so do not hesitate to contact me): ?Clothing, Movies, Toys, Food/Dining, Electronics, Books, Stocking Stuffers and more! ?

All family-friendly item requests will be considered ?in the order in which they are received.

If you are a business, company, PR representative, or independent consultant and you would like to have your product(s) featured in my Holiday Gift Guide please email me?donnyandshelly (at) (yahoo) (dot) (com).

Readers, be sure you check back here starting Nov. 1st to find some great gift ideas this holiday season!

Source: http://www.atticgirl.com/2012/08/holiday-gift-guide-2012-taking.html

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Make use of the versatile drop cloth

Monday August 27, 2012

Would you believe you can find one of the most versatile craft supplies at the hardware store? And, no, it?s not one of the obvious things like glue or paint. We?re talking about a painter?s drop cloth.

I first discovered how many things you could do with a drop cloth on the Lowe?s?website. But a little more digging around the Internet revealed just how useful drop cloths could be.

They?re great for decorating projects around the house:

• As slipcovers. Looking to transform a room from stuffy and formal to casual and comfortable? Don?t waste a bunch of money buying all new furniture. Instead recover the furniture you already have using drop cloths. They make easy-clean coverings for sofas?and chairs.
• Or for pillows. Wanting to go casual, but not that casual? Then use the drop cloth to make throw pillows. Add a little paint or fabric for color, and you have the perfect accent.
• And as curtains. For both inside?and outside.

A drop cloth is also great for making practical items:

• Like a tote bag. This blogger calls her creation a purse. It looks more like a tote bag to me, but either way it?s a great idea.
• Or a table runner. Country Living has a great idea for a fun table runner, and all you need is a drop cloth and a little paint.
• Or as Christmas decorations. I loved this blogger?s use of a drop cloth to make Christmas trees?and garland?to create a festive look at home. Drop cloths can even be the base for stockings?hung from the mantle.

What?s your favorite unexpected craft supply?

Tags: drop cloth, drop cloth crafts, drop cloth curtains, drop cloth projects, drop cloth slipcovers

Source: http://blog.associaliving.com/2012/08/27/make-use-of-the-versatile-drop-cloth/?utm_source=rss&utm_medium=rss&utm_campaign=make-use-of-the-versatile-drop-cloth

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Buy Domain: Keeping Things In Check | Public Management ...

A good reason why your website has to have its very own domain is due to the fact that it is what enables it to be found in the world of the internet. When you?ve got a website that?s going to be meant for your internet business, you?ll need to save a domain for it for the reason that it will serve as its position in the Internet. Pretty much any web site that?ll be meant for business applications must first have a domain in order that it will have its own place in the online realm. If clients are to reach your website, they need to know what your domain name as this functions as its address. An internet site likewise has to have a domain name as this is what clients will enter in their browser?s address bar if they ever need to look into your website. In order for clients to come across your website, they should know what your domain name is and get it entered in the address bar of their browser. Owning a domain name can also be an effective way of sharing your prospective viewers the impression that you are a pro and that you could very well be relied upon. With an excellent domain name, you should be in a position to create an image of dependability and trustworthiness for your website. Your domain name can be a huge resource to your online business because it gives your internet site a hint of credibility plus it creates an impression that you are a skilled professional. Thus, it is advisable to make it a point that you first buy domain name for use on your website before you continue with establishing it. Considering this, it might be advantageous if you would buy domain name to begin with before you decide to make your website. With this in mind, you need to make an effort to buy domain at the outset prior to getting started with the design and aspects of your website.

The process of domain registration begins by finding a ideal domain name. The initial thing you should do when you?re seeking to purchase a domain is to come up with a domain name. In getting a domain, you can expect to start with making a choice on a fitting domain name. It is advisable to take some time in taking into consideration the domain name you?ll use as this is what your prospective customers will keep in mind to make sure you view your web site. You must do your best in choosing a domain name for your enterprise as this is how your prospective customers will be able to find your web site. Your domain name has to be perceived as an plus for your enterprise as this is the principle method in which internet users able to come across your enterprise on the web. This should be a great time to apply your wits and creative thinking because your domain has to be able to describe the true nature of your online enterprise. You will need every ounce of creative thinking you have to enable you to think of a domain name that?s going to best describe what your enterprise is centered on. With some passion and creative thinking, you should be in a position to think of a domain name that should represent the genuine aspect of your online enterprise. You may need to come up with a short list of plausible domain names that you may use for you to be certain that a minumum of one of them is free to be registered. Seeing that only one person or entity may use a domain name during a period, you should try to come up with several plausible alternatives to ensure that you won?t have any sort of issues. You?ll still should check the availability of your chosen domain name, thus it may very well be more advantageous if you have a list of plausible selections prepared.

There are numerous TLD?s (top-level domains) that you can register your domain name, the widely used being the .com TLD, whilst others including .biz, .org, and .net are also popular. In registering your domain name, there is an opportunity to pick out which top-level domain (TLD) you?ll use including .com, .net, .org, and .biz. Throughout the domain registration procedure, you will also pick out which TLD (top-level domain) your internet site will make use of and the widely used varieties comprise of .com, .biz, .org, and .net. firms or people that are authorized to handle the booking of domains and thus you?ll be able to expect to buy domain name from them. To be able to buy domain name the right way, you should speak to a domain registrar and they are authorized firms that are in the business of booking domains. The moment you?ve made up your mind that you will buy domain name, the next stage should be to pick out a organization that focus in the booking of domains, the domain registrar. normally have tools that make it easier to determine the availability of the domain name you have chosen. You could proceed to the website of a domain registrar to know for certain if the domain name you wish to use is free for registration. The domain registrar will be able to provide you with comprehensive information about the availability of the domain name you want to use. Bear in mind that registering a domain is not necessarily designed to give you ownership over it but simply provides you with the exclusive liberties to utilize it. It should be pointed out that you are not acquiring ownership of a domain by registering it, rather you are only granted the privilege to use it. When you finally register a domain, this doesn?t turn you into the owner of it, and what you?re spending money on is actually just for the power to use your chosen domain name.

Getting a domain is not necessarily very costly ? in reality, you can easily buy domain name for only $10 and that is certainly good for one full year. However, if you?re anxious about how much money you?ll cough up in order to buy domain name, you?ll be blown away to find out that you may obtain one for only $10 every year. Many domain registrars will ask you for a standard amount of $10 to buy domain name of your choice and so you can benefit from its benefits for twelve months. Subsequently after twelve months, it is mandatory that you renew your subscription in order to hold on to your liberties to your domain name. Renewal of your subscription is important right after the twelve month timeframe in order that you continue to have the authority to make use of your selected domain name. Because you are going to be making use of your domain for your ecommerce business, it is important to make certain to renew your subscription or else it will end up being free for subscription to other individuals. It could therefore be considered a smart idea to put your subscription renewal to automatic to ensure you won?t need to bother about it. You may have to be sure that the renewal of your subscription is placed to automatic so there won?t be any setbacks. To protect yourself from any problems, it will be best to decide on automatic renewal of your subscription. Whenever you are deciding on a domain registrar, you must take your time to take a look at their web page and go through cautiously the services that they provide, their stipulations, and company information too. It is crucial that you first assess the history of the domain registrar you may be using the services of and make certain you are aware what services they are promoting, their fees, and company guidelines too. Prior to deciding on a domain registrar to do business with, make sure to research regarding their business, search for opinions about them, the services they have, together with their terms and policies too.

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Tagged as: buy domain name

Source: http://www.ipmn2006.net/23/buy-domain-keeping-things-in-check

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